Commercial trucking insurance · New YorkTrucking insurance · New York
Coverage that keeps your trucks moving, at a rate that keeps you in business.
We shop top-rated carriers and match the quote to your operation: what you haul, where you run, how many units. Most policies are in place within a few business days.
- 25+years in trucking insurance
- 24/7support when you need to file a claim
- 4trucking lines, one agent
Coverage
Everything a trucking operation needs to stay legal, insured and dispatched.
Liability to satisfy the FMCSA and your brokers. Physical damage for the equipment. Cargo for the load. Workers' comp for the crew. And now the personal lines your family and your yard need.
Liability Insurance
Protects your business from financial losses due to accidents, injuries, and property damage involving your trucks.
Learn morePhysical Damage Insurance
Covers repair or replacement costs for your trucks in case of collisions, theft, or other damage.
Learn moreCargo Insurance
Ensures the safe and secure transportation of your goods with coverage against loss or damage.
Learn moreWorkers' Compensation
Provides essential benefits to your employees in case of work-related injuries or illnesses.
Learn morePersonal Auto Insurance
Simple, affordable coverage for the things that matter most, built around your life and your budget.
Learn moreHome Insurance
Protect your home with coverage that is easy to understand and tailored to your property and location.
Learn moreBusiness Insurance
Coverage designed to protect your operation, your team, and your income, without overpaying.
Learn moreNot sure which you need?
Tell us what you haul and where you run. An agent builds the package and quotes it across carriers.
Get a quoteHow it works
Three steps from first call to bound policy.
- 01
Tell us about the operation
The quote form or a phone call. Units, radius, commodities, USDOT, loss history if you have it.
- 02
We shop the carrier network
Smart Match sends your profile to top-rated carriers that write your class of business and brings back the options side by side.
- 03
Bind, get certificates, roll
Once we have everything, the policy is usually in place within a few business days. Certificates for brokers and shippers follow.
Why DEM
A trucking specialist with the reach of a big brokerage.
Two things usually pull against each other: an agent who knows trucking, and a book big enough to shop every carrier that writes it. DEM has both.
Personalized service
Every policy is built for the client in front of us: the right coverage at the most competitive rate we can find, not a package off the shelf.
Top-rated carriers only
We place business with certified, top-rated insurance companies, so the coverage holds up when a claim comes in.
Expertise you can trust
Our agents specialize in commercial trucking. They know what brokers ask for, what the FMCSA requires and where the gaps hide.
Personal lines
One agent for the fleet, the family cars and the house.
We now write personal auto, homeowners and small business coverage. Same approach: your details once, several carriers quoted, the options explained in plain English.
Questions
What owners ask before they call.
Straight answers. If yours is not here, (516) 336-3114 reaches an agent.
What types of insurance do you offer for commercial trucking businesses?
We offer a wide range of insurance options including liability insurance, physical damage insurance, cargo insurance, and workers' compensation. Our goal is to provide comprehensive coverage tailored to meet the specific needs of your business.
How do I get a quote for commercial trucking insurance?
Getting a quote is easy. Fill out the quote form with your company details, and one of our agents will contact you with the best insurance options available.
Why should I choose DEM Commercial Insurance Agency over other insurance providers?
We specialize in commercial trucking insurance and have over 25 years of experience in the industry. Our Smart Match system ensures you get the best rates from top-rated providers, and our personalized service sets us apart.
How does the Smart Match system work?
Smart Match evaluates your specific insurance needs and connects you with the best policies from our network of top-rated insurance providers, so you receive tailored coverage at competitive rates.
Are your insurance providers certified and reliable?
Yes. We only partner with certified and top-rated insurance providers, so you receive high-quality coverage from companies you can trust.
What should I do if I need to file a claim?
Contact our 24/7 support team. They will guide you through the claims process and make sure your case is handled promptly.
Can I adjust my coverage as my business grows?
Absolutely. Your needs change over time, and our agents help you adjust your coverage to match, so you are always adequately protected.
How long does it take to get a policy in place?
Once you have provided all the necessary information, we can usually have your policy in place within a few business days.
Ready when you are
Get a quote today. Be insured this week.
Two minutes on the form, or one phone call. Either way an agent, not a bot, builds your options.