Personal and business coverage
Homeowners coverage, explained in plain English.
A homeowners policy protects the structure, what is inside it, and you, if someone is hurt on the property. Where the home sits matters as much as what it is worth, so we quote carriers that know Long Island and New York.
What it covers
Home Insurance, in plain terms.
- Dwelling and other structures
- Personal property, with scheduled coverage for valuables
- Personal liability and medical payments
- Loss of use if you have to live elsewhere during repairs
Who needs it
Homeowners and landlords in New York, including owners of rental property.
Questions
Does homeowners insurance cover flooding?
Standard homeowners policies exclude flood. A separate flood policy is available, and we will tell you whether your location calls for one.
Ready when you are
Ready to quote home insurance?
Two minutes on the form, or one phone call. Either way an agent, not a bot, builds your options.